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Job Salary Guide ยท 2026

Psychiatrist Salary After Tax in Phoenix

Based on BLS OEWS data ยท AZ ยท Single filer

Rent: ComfortableCOL Index: 1.12

Psychiatrist Salary Range

25th Percentile

$180,000

Take-home:

$129,525

$10,794/mo

Entry to mid-level

Median

$226,000

Take-home:

$161,338

$13,445/mo

Typical salary

75th Percentile

$290,000

Take-home:

$201,020

$16,752/mo

Senior / specialist

Tax Breakdown

At median salary of $226,000

Gross Salary$226,000
Federal Tax(19.7%)โ€“$44,583
AZ State Taxโ€“$5,650
Social Securityโ€“$10,918
Medicareโ€“$3,277
Annual Take-Home$161,338
$13,445Monthly
$6,205Bi-Weekly
28.61%Effective Rate

Cost of Living in Phoenix

Rent-to-income ratio (1BR)10.8% โ€” Comfortable

1BR Monthly Rent

$1,450/mo

2BR Monthly Rent

$1,820/mo

COL Index

1.12

Comfortable Rent Max

$3,361/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $13,445 ($161,340/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$6,723

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$4,034

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$2,689

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$80,670

Wants / year

$48,402

Savings / year

$32,268

Frequently Asked Questions

What is the average Psychiatrist salary in Phoenix?

The median Psychiatrist salary in Phoenix (AZ) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.

What is the take-home pay for a Psychiatrist in Phoenix?

At the median salary of $226,000, a Psychiatrist in AZ takes home approximately $161,338 per year ($13,445/month) after federal and state taxes. The effective tax rate is 28.61%.

Can a Psychiatrist afford rent in Phoenix?

The average 1-bedroom rent in Phoenix is $1,450/month. On the median Psychiatrist salary, your rent-to-income ratio is 10.8%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($3,361/month at this salary).

How does cost of living affect Psychiatrist salaries in Phoenix?

Phoenix has a cost-of-living index of 1.12 (1.00 = national average). Phoenix is 12% more expensive than the US average, which reduces the real purchasing power of the Psychiatrist salary.