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Job Salary Guide ยท 2026

Real Estate Agent Salary After Tax in Birmingham

Based on BLS OEWS data ยท AL ยท Single filer

Rent: ModerateCOL Index: 0.89

Real Estate Agent Salary Range

25th Percentile

$32,000

Take-home:

$26,315

$2,193/mo

Entry to mid-level

Median

$54,000

Take-home:

$42,892

$3,574/mo

Typical salary

75th Percentile

$90,000

Take-home:

$67,366

$5,614/mo

Senior / specialist

Tax Breakdown

At median salary of $54,000

Gross Salary$54,000
Federal Tax(8.2%)โ€“$4,442
AL State Taxโ€“$2,535
Social Securityโ€“$3,348
Medicareโ€“$783
Annual Take-Home$42,892
$3,574Monthly
$1,650Bi-Weekly
20.57%Effective Rate

Cost of Living in Birmingham

Rent-to-income ratio (1BR)28.5% โ€” Moderate

1BR Monthly Rent

$1,020/mo

2BR Monthly Rent

$1,280/mo

COL Index

0.89

Comfortable Rent Max

$893/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,574 ($42,888/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$1,787

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,072

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$715

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$21,444

Wants / year

$12,866

Savings / year

$8,578

Frequently Asked Questions

What is the average Real Estate Agent salary in Birmingham?

The median Real Estate Agent salary in Birmingham (AL) is $54,000 per year based on BLS OEWS data. The 25th percentile is $32,000 and the 75th percentile is $90,000.

What is the take-home pay for a Real Estate Agent in Birmingham?

At the median salary of $54,000, a Real Estate Agent in AL takes home approximately $42,892 per year ($3,574/month) after federal and state taxes. The effective tax rate is 20.57%.

Can a Real Estate Agent afford rent in Birmingham?

The average 1-bedroom rent in Birmingham is $1,020/month. On the median Real Estate Agent salary, your rent-to-income ratio is 28.5%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($893/month at this salary).

How does cost of living affect Real Estate Agent salaries in Birmingham?

Birmingham has a cost-of-living index of 0.89 (1.00 = national average). Birmingham is 11% cheaper than the US average, so the Real Estate Agent salary goes further here than in high-cost metros.