Job Salary Guide · 2026
Real Estate Agent Salary After Tax in Waterloo
Based on BLS OEWS data · IA · Single filer
Real Estate Agent Salary Range
25th Percentile
$32,000
Take-home:
$26,534
$2,211/mo
Entry to mid-level
Median
$54,000
Take-home:
$43,375
$3,615/mo
Typical salary
75th Percentile
$90,000
Take-home:
$68,281
$5,690/mo
Senior / specialist
Tax Breakdown
At median salary of $54,000
Cost of Living in Waterloo
1BR Monthly Rent
$880/mo
2BR Monthly Rent
$1,100/mo
COL Index
0.82
Comfortable Rent Max
$903/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $3,615 ($43,380/yr)
$1,808
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,085
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$723
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$21,690
Wants / year
$13,014
Savings / year
$8,676
Real Estate Agent Salary in Other Cities
Frequently Asked Questions
What is the average Real Estate Agent salary in Waterloo?
The median Real Estate Agent salary in Waterloo (IA) is $54,000 per year based on BLS OEWS data. The 25th percentile is $32,000 and the 75th percentile is $90,000.
What is the take-home pay for a Real Estate Agent in Waterloo?
At the median salary of $54,000, a Real Estate Agent in IA takes home approximately $43,375 per year ($3,615/month) after federal and state taxes. The effective tax rate is 19.68%.
Can a Real Estate Agent afford rent in Waterloo?
The average 1-bedroom rent in Waterloo is $880/month. On the median Real Estate Agent salary, your rent-to-income ratio is 24.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($903/month at this salary).
How does cost of living affect Real Estate Agent salaries in Waterloo?
Waterloo has a cost-of-living index of 0.82 (1.00 = national average). Waterloo is 18% cheaper than the US average, so the Real Estate Agent salary goes further here than in high-cost metros.