Job Salary Guide · 2026
Social Worker Salary After Tax in St Paul
Based on BLS OEWS data · MN · Single filer
Social Worker Salary Range
25th Percentile
$42,000
Take-home:
$33,389
$2,782/mo
Entry to mid-level
Median
$55,000
Take-home:
$42,950
$3,579/mo
Typical salary
75th Percentile
$70,000
Take-home:
$53,331
$4,444/mo
Senior / specialist
Tax Breakdown
At median salary of $55,000
Cost of Living in St Paul
1BR Monthly Rent
$1,450/mo
2BR Monthly Rent
$1,850/mo
COL Index
1.10
Comfortable Rent Max
$894/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $3,579 ($42,948/yr)
$1,790
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,074
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$716
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$21,474
Wants / year
$12,884
Savings / year
$8,590
Social Worker Salary in Other Cities
Frequently Asked Questions
What is the average Social Worker salary in St Paul?
The median Social Worker salary in St Paul (MN) is $55,000 per year based on BLS OEWS data. The 25th percentile is $42,000 and the 75th percentile is $70,000.
What is the take-home pay for a Social Worker in St Paul?
At the median salary of $55,000, a Social Worker in MN takes home approximately $42,950 per year ($3,579/month) after federal and state taxes. The effective tax rate is 21.91%.
Can a Social Worker afford rent in St Paul?
The average 1-bedroom rent in St Paul is $1,450/month. On the median Social Worker salary, your rent-to-income ratio is 40.5%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($894/month at this salary).
How does cost of living affect Social Worker salaries in St Paul?
St Paul has a cost-of-living index of 1.10 (1.00 = national average). St Paul is 10% more expensive than the US average, which reduces the real purchasing power of the Social Worker salary.