Job Salary Guide · 2026
Software Engineer Salary After Tax in Rochester
Based on BLS OEWS data · MN · Single filer
Software Engineer Salary Range
25th Percentile
$105,000
Take-home:
$75,563
$6,297/mo
Entry to mid-level
Median
$132,000
Take-home:
$92,165
$7,680/mo
Typical salary
75th Percentile
$165,000
Take-home:
$112,130
$9,344/mo
Senior / specialist
Tax Breakdown
At median salary of $132,000
Cost of Living in Rochester
1BR Monthly Rent
$1,150/mo
2BR Monthly Rent
$1,450/mo
COL Index
0.95
Comfortable Rent Max
$1,920/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $7,680 ($92,160/yr)
$3,840
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$2,304
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,536
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$46,080
Wants / year
$27,648
Savings / year
$18,432
Software Engineer Salary in Other Cities
Frequently Asked Questions
What is the average Software Engineer salary in Rochester?
The median Software Engineer salary in Rochester (MN) is $132,000 per year based on BLS OEWS data. The 25th percentile is $105,000 and the 75th percentile is $165,000.
What is the take-home pay for a Software Engineer in Rochester?
At the median salary of $132,000, a Software Engineer in MN takes home approximately $92,165 per year ($7,680/month) after federal and state taxes. The effective tax rate is 30.18%.
Can a Software Engineer afford rent in Rochester?
The average 1-bedroom rent in Rochester is $1,150/month. On the median Software Engineer salary, your rent-to-income ratio is 15%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,920/month at this salary).
How does cost of living affect Software Engineer salaries in Rochester?
Rochester has a cost-of-living index of 0.95 (1.00 = national average). Rochester is 5% cheaper than the US average, so the Software Engineer salary goes further here than in high-cost metros.