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Job Salary Guide ยท 2026

Speech Therapist Salary After Tax in Birmingham

Based on BLS OEWS data ยท AL ยท Single filer

Rent: ComfortableCOL Index: 0.89

Speech Therapist Salary Range

25th Percentile

$68,000

Take-home:

$52,989

$4,416/mo

Entry to mid-level

Median

$84,000

Take-home:

$63,445

$5,287/mo

Typical salary

75th Percentile

$102,000

Take-home:

$75,208

$6,267/mo

Senior / specialist

Tax Breakdown

At median salary of $84,000

Gross Salary$84,000
Federal Tax(12.0%)โ€“$10,094
AL State Taxโ€“$4,035
Social Securityโ€“$5,208
Medicareโ€“$1,218
Annual Take-Home$63,445
$5,287Monthly
$2,440Bi-Weekly
24.47%Effective Rate

Cost of Living in Birmingham

Rent-to-income ratio (1BR)19.3% โ€” Comfortable

1BR Monthly Rent

$1,020/mo

2BR Monthly Rent

$1,280/mo

COL Index

0.89

Comfortable Rent Max

$1,321/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,287 ($63,444/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,644

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,586

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,057

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$31,722

Wants / year

$19,033

Savings / year

$12,689

Frequently Asked Questions

What is the average Speech Therapist salary in Birmingham?

The median Speech Therapist salary in Birmingham (AL) is $84,000 per year based on BLS OEWS data. The 25th percentile is $68,000 and the 75th percentile is $102,000.

What is the take-home pay for a Speech Therapist in Birmingham?

At the median salary of $84,000, a Speech Therapist in AL takes home approximately $63,445 per year ($5,287/month) after federal and state taxes. The effective tax rate is 24.47%.

Can a Speech Therapist afford rent in Birmingham?

The average 1-bedroom rent in Birmingham is $1,020/month. On the median Speech Therapist salary, your rent-to-income ratio is 19.3%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,321/month at this salary).

How does cost of living affect Speech Therapist salaries in Birmingham?

Birmingham has a cost-of-living index of 0.89 (1.00 = national average). Birmingham is 11% cheaper than the US average, so the Speech Therapist salary goes further here than in high-cost metros.