Job Salary Guide · 2026
Speech Therapist Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Speech Therapist Salary Range
25th Percentile
$68,000
Take-home:
$52,824
$4,402/mo
Entry to mid-level
Median
$84,000
Take-home:
$63,280
$5,273/mo
Typical salary
75th Percentile
$102,000
Take-home:
$75,043
$6,254/mo
Senior / specialist
Tax Breakdown
At median salary of $84,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$1,318/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,273 ($63,276/yr)
$2,637
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,582
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,055
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$31,638
Wants / year
$18,983
Savings / year
$12,655
Speech Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Speech Therapist salary in Cambridge?
The median Speech Therapist salary in Cambridge (MA) is $84,000 per year based on BLS OEWS data. The 25th percentile is $68,000 and the 75th percentile is $102,000.
What is the take-home pay for a Speech Therapist in Cambridge?
At the median salary of $84,000, a Speech Therapist in MA takes home approximately $63,280 per year ($5,273/month) after federal and state taxes. The effective tax rate is 24.67%.
Can a Speech Therapist afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Speech Therapist salary, your rent-to-income ratio is 58.8%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,318/month at this salary).
How does cost of living affect Speech Therapist salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Speech Therapist salary.