Job Salary Guide · 2026
Surgeon Salary After Tax in Phoenix
Based on BLS OEWS data · AZ · Single filer
Surgeon Salary Range
25th Percentile
$290,000
Take-home:
$201,020
$16,752/mo
Entry to mid-level
Median
$352,000
Take-home:
$238,313
$19,859/mo
Typical salary
75th Percentile
$470,000
Take-home:
$309,290
$25,774/mo
Senior / specialist
Tax Breakdown
At median salary of $352,000
Cost of Living in Phoenix
1BR Monthly Rent
$1,450/mo
2BR Monthly Rent
$1,820/mo
COL Index
1.12
Comfortable Rent Max
$4,964/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $19,859 ($238,308/yr)
$9,930
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$5,958
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$3,972
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$119,154
Wants / year
$71,492
Savings / year
$47,662
Surgeon Salary in Other Cities
Frequently Asked Questions
What is the average Surgeon salary in Phoenix?
The median Surgeon salary in Phoenix (AZ) is $352,000 per year based on BLS OEWS data. The 25th percentile is $290,000 and the 75th percentile is $470,000.
What is the take-home pay for a Surgeon in Phoenix?
At the median salary of $352,000, a Surgeon in AZ takes home approximately $238,313 per year ($19,859/month) after federal and state taxes. The effective tax rate is 32.3%.
Can a Surgeon afford rent in Phoenix?
The average 1-bedroom rent in Phoenix is $1,450/month. On the median Surgeon salary, your rent-to-income ratio is 7.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($4,964/month at this salary).
How does cost of living affect Surgeon salaries in Phoenix?
Phoenix has a cost-of-living index of 1.12 (1.00 = national average). Phoenix is 12% more expensive than the US average, which reduces the real purchasing power of the Surgeon salary.