Living in Vermont · 2026
Is $100,000 enough to live in Vermont?
Single adult · VT · 2026 tax brackets · Real cost-of-living data
Monthly take-home
$6,156
Avg monthly expenses
$2,562
Avg monthly surplus
$3,594
Savings potential
~58%
After-tax take-home in Vermont
How $100,000 feels in Vermont cities
Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL
Burlington
COL index: 1.28× national avg
South Burlington
COL index: 1.25× national avg
Rutland
COL index: 0.98× national avg
Barre
COL index: 0.93× national avg
Montpelier
COL index: 1.05× national avg
Winooski
COL index: 1.18× national avg
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,156 ($73,872/yr)
$3,078
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,847
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,231
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$36,936
Wants / year
$22,162
Savings / year
$14,774
Salary Intelligence
Moderate salary in BurlingtonRent takes 29% of take-home income, which is above the ideal 25% but still manageable. Savings will be limited; consider lower-cost housing to improve your financial position.
Lifestyle Assessment
A $100,000 salary comfortably supports a good single lifestyle in Burlington, Vermont, with approximately $3,128/month (~51% of take-home) available for savings — meeting or exceeding the recommended 20% savings rate.
Purchasing Power
Burlington's above-average cost of living (index: 1.28) means $100,000 provides the purchasing power of roughly $78,125 in an average-cost US city, or $92,187 in Austin. Moving to a lower-cost state could effectively increase your take-home by thousands.
State & National Benchmark
$100,000 is 125% above the Vermont individual median of $44,500 and 79% above the US national individual median of $56,000. This is a top-quartile income in this state.
State individual median
$44,500
+125%
State household median
$76,643
+30%
Tax reduction strategies
$100,000 vs. Vermont income benchmarks
Individual median (Vermont)
$44,500
+125% vs. this salary
Household median (Vermont)
$76,643
+30% vs. this salary
Source: US Census Bureau ACS 2023
Related salary insights
Explore other salary levels in Vermont
Data Sources
- •Tax calculations: IRS federal tax tables
- •Rent data: HUD Fair Market Rents
- •Cost-of-living index: C2ER / ACCRA Cost of Living Index
Data updated monthly using government datasets.