Is $60,000 a good salary in Kansas?

$60,000 in Kansas provides a monthly take-home of approximately $3,946 after taxes. Across major Kansas cities, this salary is rated very comfortable, with an average monthly surplus of $1,889.

What is the cost of living on $60,000 in Kansas?

The average monthly living cost across major Kansas cities is approximately $2,057 for a single adult (rent, food, transport, utilities, healthcare). On $60,000 take-home pay of $3,946/month, you would have roughly $1,889/month remaining.

Living in Kansas · 2026

Is $60,000 enough to live in Kansas?

Single adult · KS · 2026 tax brackets · Real cost-of-living data

Statewide verdict:Very comfortable

Monthly take-home

$3,946

Avg monthly expenses

$2,057

Avg monthly surplus

$1,889

Savings potential

~48%

After-tax take-home in Kansas

Gross salary$60,000

Federal income tax− $5,094

State income tax− $2,963

Social Security− $3,720

Medicare− $870

Annual take-home$47,353

Effective tax rate21.08%

How $60,000 feels in Kansas cities

Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL

Wichita

COL index: 0.85× national avg

Very comfortable

Rent (1BR)

$950

Food

$387

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,796/mo

Surplus: $2,150/mo

Rent burden: 24.1% — Affordable (< 25%)

Full Wichita analysis →

Overland Park

COL index: 1.05× national avg

Very comfortable

Rent (1BR)

$1,350

Food

$449

Transport

$184

Utilities

$173

Healthcare

$210

Total: $2,366/mo

Surplus: $1,580/mo

Rent burden: 34.2% — Manageable (25–35%)

Full Overland Park analysis →

Kansas City

COL index: 0.96× national avg

Very comfortable

Rent (1BR)

$1,200

Food

$418

Transport

$168

Utilities

$158

Healthcare

$192

Total: $2,136/mo

Surplus: $1,810/mo

Rent burden: 30.4% — Manageable (25–35%)

Full Kansas City analysis →

Topeka

COL index: 0.83× national avg

Very comfortable

Rent (1BR)

$900

Food

$378

Transport

$145

Utilities

$137

Healthcare

$166

Total: $1,726/mo

Surplus: $2,220/mo

Rent burden: 22.8% — Affordable (< 25%)

Full Topeka analysis →

Olathe

COL index: 1.03× national avg

Very comfortable

Rent (1BR)

$1,300

Food

$440

Transport

$180

Utilities

$170

Healthcare

$206

Total: $2,296/mo

Surplus: $1,650/mo

Rent burden: 32.9% — Manageable (25–35%)

Full Olathe analysis →

Lawrence

COL index: 0.93× national avg

Very comfortable

Rent (1BR)

$1,100

Food

$418

Transport

$163

Utilities

$153

Healthcare

$186

Total: $2,020/mo

Surplus: $1,926/mo

Rent burden: 27.9% — Manageable (25–35%)

Full Lawrence analysis →

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,946 ($47,352/yr)

Needs 50%Wants 30%Savings 20%

Needs50%

$1,973

per month

›Rent / mortgage
›Groceries
›Utilities
›Insurance
›Minimum debt payments
›Transportation

Wants30%

$1,184

per month

›Dining out
›Streaming services
›Gym
›Hobbies
›Travel
›Shopping

Savings20%

$789

per month

›Emergency fund
›401(k) / IRA
›Investments
›Down payment fund
›Debt payoff (extra)

Needs / year

$23,676

Wants / year

$14,206

Savings / year

$9,470

Salary Intelligence

Good salary in Wichita

Rent represents 24% of take-home income — comfortably within the recommended 25% guideline. This is a solid salary for this location.

Lifestyle score: 7.7/10 (Very Good)

Lifestyle Assessment

A $60,000 salary comfortably supports a very good single lifestyle in Wichita, Kansas, with approximately $2,150/month (~54% of take-home) available for savings — meeting or exceeding the recommended 20% savings rate.

Purchasing Power

Due to Wichita's low cost of living (index: 0.85), $60,000 here has the purchasing power of roughly $130,588 in San Francisco or $137,647 in New York City. Your dollar goes significantly further here.

State & National Benchmark

$60,000 is 48% above the Kansas individual median ($40,500) and 7% above the US national median of $56,000.

State individual median

$40,500

+48%

State household median

$69,747

-14%

Tax reduction strategies

Maximize 401(k) Contributions — Up to $5,170 in federal tax (22% bracket)

401(k) Age 50+ Catch-Up Contribution — Up to $2,775 additional tax savings (37% bracket)

$60,000 vs. Kansas income benchmarks

Individual median (Kansas)

$40,500

+48% vs. this salary

Household median (Kansas)

$69,747

-14% vs. this salary

Source: US Census Bureau ACS 2023

Related salary insights

Explore other salary levels in Kansas

$40,000 $60,000 $100,000 $150,000 $200,000 $300,000

Reviewed by

Finance Editor

CPA, 10+ years in personal finance

Data Sources

•Tax calculations: IRS federal tax tables
•Rent data: HUD Fair Market Rents
•Cost-of-living index: C2ER / ACCRA Cost of Living Index

Data updated monthly using government datasets.