Job Salary Guide · 2026
Civil Engineer Salary After Tax in Gaithersburg
Based on BLS OEWS data · MD · Single filer
Civil Engineer Salary Range
25th Percentile
$72,000
Take-home:
$55,670
$4,639/mo
Entry to mid-level
Median
$92,000
Take-home:
$68,790
$5,733/mo
Typical salary
75th Percentile
$118,000
Take-home:
$85,801
$7,150/mo
Senior / specialist
Tax Breakdown
At median salary of $92,000
Cost of Living in Gaithersburg
1BR Monthly Rent
$1,900/mo
2BR Monthly Rent
$2,400/mo
COL Index
1.33
Comfortable Rent Max
$1,433/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,733 ($68,796/yr)
$2,867
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,720
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,147
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$34,398
Wants / year
$20,639
Savings / year
$13,759
Civil Engineer Salary in Other Cities
Frequently Asked Questions
What is the average Civil Engineer salary in Gaithersburg?
The median Civil Engineer salary in Gaithersburg (MD) is $92,000 per year based on BLS OEWS data. The 25th percentile is $72,000 and the 75th percentile is $118,000.
What is the take-home pay for a Civil Engineer in Gaithersburg?
At the median salary of $92,000, a Civil Engineer in MD takes home approximately $68,790 per year ($5,733/month) after federal and state taxes. The effective tax rate is 25.23%.
Can a Civil Engineer afford rent in Gaithersburg?
The average 1-bedroom rent in Gaithersburg is $1,900/month. On the median Civil Engineer salary, your rent-to-income ratio is 33.1%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,433/month at this salary).
How does cost of living affect Civil Engineer salaries in Gaithersburg?
Gaithersburg has a cost-of-living index of 1.33 (1.00 = national average). Gaithersburg is 33% more expensive than the US average, which reduces the real purchasing power of the Civil Engineer salary.