Job Salary Guide · 2026
Loan Officer Salary After Tax in Eugene
Based on BLS OEWS data · OR · Single filer
Loan Officer Salary Range
25th Percentile
$50,000
Take-home:
$39,130
$3,261/mo
Entry to mid-level
Median
$70,000
Take-home:
$52,798
$4,400/mo
Typical salary
75th Percentile
$110,000
Take-home:
$77,438
$6,453/mo
Senior / specialist
Tax Breakdown
At median salary of $70,000
Cost of Living in Eugene
1BR Monthly Rent
$1,500/mo
2BR Monthly Rent
$1,880/mo
COL Index
1.13
Comfortable Rent Max
$1,100/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $4,400 ($52,800/yr)
$2,200
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,320
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$880
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$26,400
Wants / year
$15,840
Savings / year
$10,560
Loan Officer Salary in Other Cities
Frequently Asked Questions
What is the average Loan Officer salary in Eugene?
The median Loan Officer salary in Eugene (OR) is $70,000 per year based on BLS OEWS data. The 25th percentile is $50,000 and the 75th percentile is $110,000.
What is the take-home pay for a Loan Officer in Eugene?
At the median salary of $70,000, a Loan Officer in OR takes home approximately $52,798 per year ($4,400/month) after federal and state taxes. The effective tax rate is 24.57%.
Can a Loan Officer afford rent in Eugene?
The average 1-bedroom rent in Eugene is $1,500/month. On the median Loan Officer salary, your rent-to-income ratio is 34.1%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,100/month at this salary).
How does cost of living affect Loan Officer salaries in Eugene?
Eugene has a cost-of-living index of 1.13 (1.00 = national average). Eugene is 13% more expensive than the US average, which reduces the real purchasing power of the Loan Officer salary.