Job Salary Guide · 2026
Mechanical Engineer Salary After Tax in Providence
Based on BLS OEWS data · RI · Single filer
Mechanical Engineer Salary Range
25th Percentile
$75,000
Take-home:
$58,335
$4,861/mo
Entry to mid-level
Median
$96,000
Take-home:
$72,136
$6,011/mo
Typical salary
75th Percentile
$122,000
Take-home:
$89,119
$7,427/mo
Senior / specialist
Tax Breakdown
At median salary of $96,000
Cost of Living in Providence
1BR Monthly Rent
$1,600/mo
2BR Monthly Rent
$2,000/mo
COL Index
1.18
Comfortable Rent Max
$1,502/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,011 ($72,132/yr)
$3,006
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,803
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,202
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$36,066
Wants / year
$21,640
Savings / year
$14,426
Mechanical Engineer Salary in Other Cities
Frequently Asked Questions
What is the average Mechanical Engineer salary in Providence?
The median Mechanical Engineer salary in Providence (RI) is $96,000 per year based on BLS OEWS data. The 25th percentile is $75,000 and the 75th percentile is $122,000.
What is the take-home pay for a Mechanical Engineer in Providence?
At the median salary of $96,000, a Mechanical Engineer in RI takes home approximately $72,136 per year ($6,011/month) after federal and state taxes. The effective tax rate is 24.86%.
Can a Mechanical Engineer afford rent in Providence?
The average 1-bedroom rent in Providence is $1,600/month. On the median Mechanical Engineer salary, your rent-to-income ratio is 26.6%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,502/month at this salary).
How does cost of living affect Mechanical Engineer salaries in Providence?
Providence has a cost-of-living index of 1.18 (1.00 = national average). Providence is 18% more expensive than the US average, which reduces the real purchasing power of the Mechanical Engineer salary.