Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Birmingham
Based on BLS OEWS data · AL · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$59,524
$4,960/mo
Entry to mid-level
Median
$95,000
Take-home:
$70,633
$5,886/mo
Typical salary
75th Percentile
$115,000
Take-home:
$83,703
$6,975/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Birmingham
1BR Monthly Rent
$1,020/mo
2BR Monthly Rent
$1,280/mo
COL Index
0.89
Comfortable Rent Max
$1,471/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,886 ($70,632/yr)
$2,943
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,766
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,177
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$35,316
Wants / year
$21,190
Savings / year
$14,126
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Birmingham?
The median Occupational Therapist salary in Birmingham (AL) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Birmingham?
At the median salary of $95,000, a Occupational Therapist in AL takes home approximately $70,633 per year ($5,886/month) after federal and state taxes. The effective tax rate is 25.65%.
Can a Occupational Therapist afford rent in Birmingham?
The average 1-bedroom rent in Birmingham is $1,020/month. On the median Occupational Therapist salary, your rent-to-income ratio is 17.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,471/month at this salary).
How does cost of living affect Occupational Therapist salaries in Birmingham?
Birmingham has a cost-of-living index of 0.89 (1.00 = national average). Birmingham is 11% cheaper than the US average, so the Occupational Therapist salary goes further here than in high-cost metros.