Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Buffalo
Based on BLS OEWS data · NY · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$59,378
$4,948/mo
Entry to mid-level
Median
$95,000
Take-home:
$70,317
$5,860/mo
Typical salary
75th Percentile
$115,000
Take-home:
$83,137
$6,928/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Buffalo
1BR Monthly Rent
$1,100/mo
2BR Monthly Rent
$1,380/mo
COL Index
0.93
Comfortable Rent Max
$1,465/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,860 ($70,320/yr)
$2,930
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,758
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,172
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$35,160
Wants / year
$21,096
Savings / year
$14,064
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Buffalo?
The median Occupational Therapist salary in Buffalo (NY) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Buffalo?
At the median salary of $95,000, a Occupational Therapist in NY takes home approximately $70,317 per year ($5,860/month) after federal and state taxes. The effective tax rate is 25.98%.
Can a Occupational Therapist afford rent in Buffalo?
The average 1-bedroom rent in Buffalo is $1,100/month. On the median Occupational Therapist salary, your rent-to-income ratio is 18.8%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,465/month at this salary).
How does cost of living affect Occupational Therapist salaries in Buffalo?
Buffalo has a cost-of-living index of 0.93 (1.00 = national average). Buffalo is 7% cheaper than the US average, so the Occupational Therapist salary goes further here than in high-cost metros.