Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Lexington
Based on BLS OEWS data · KY · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$60,139
$5,012/mo
Entry to mid-level
Median
$95,000
Take-home:
$71,418
$5,952/mo
Typical salary
75th Percentile
$115,000
Take-home:
$84,688
$7,057/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Lexington
1BR Monthly Rent
$1,100/mo
2BR Monthly Rent
$1,380/mo
COL Index
0.93
Comfortable Rent Max
$1,488/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,952 ($71,424/yr)
$2,976
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,786
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,190
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$35,712
Wants / year
$21,427
Savings / year
$14,285
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Lexington?
The median Occupational Therapist salary in Lexington (KY) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Lexington?
At the median salary of $95,000, a Occupational Therapist in KY takes home approximately $71,418 per year ($5,952/month) after federal and state taxes. The effective tax rate is 24.82%.
Can a Occupational Therapist afford rent in Lexington?
The average 1-bedroom rent in Lexington is $1,100/month. On the median Occupational Therapist salary, your rent-to-income ratio is 18.5%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,488/month at this salary).
How does cost of living affect Occupational Therapist salaries in Lexington?
Lexington has a cost-of-living index of 0.93 (1.00 = national average). Lexington is 7% cheaper than the US average, so the Occupational Therapist salary goes further here than in high-cost metros.