Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Madison
Based on BLS OEWS data · WI · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$59,512
$4,959/mo
Entry to mid-level
Median
$95,000
Take-home:
$70,570
$5,881/mo
Typical salary
75th Percentile
$115,000
Take-home:
$83,580
$6,965/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Madison
1BR Monthly Rent
$1,550/mo
2BR Monthly Rent
$1,950/mo
COL Index
1.16
Comfortable Rent Max
$1,470/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,881 ($70,572/yr)
$2,941
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,764
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,176
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$35,286
Wants / year
$21,172
Savings / year
$14,114
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Madison?
The median Occupational Therapist salary in Madison (WI) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Madison?
At the median salary of $95,000, a Occupational Therapist in WI takes home approximately $70,570 per year ($5,881/month) after federal and state taxes. The effective tax rate is 25.72%.
Can a Occupational Therapist afford rent in Madison?
The average 1-bedroom rent in Madison is $1,550/month. On the median Occupational Therapist salary, your rent-to-income ratio is 26.4%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,470/month at this salary).
How does cost of living affect Occupational Therapist salaries in Madison?
Madison has a cost-of-living index of 1.16 (1.00 = national average). Madison is 16% more expensive than the US average, which reduces the real purchasing power of the Occupational Therapist salary.