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Job Salary Guide ยท 2026

Occupational Therapist Salary After Tax in Tempe

Based on BLS OEWS data ยท AZ ยท Single filer

Rent: ComfortableCOL Index: 1.12

Occupational Therapist Salary Range

25th Percentile

$78,000

Take-home:

$61,309

$5,109/mo

Entry to mid-level

Median

$95,000

Take-home:

$72,843

$6,070/mo

Typical salary

75th Percentile

$115,000

Take-home:

$86,413

$7,201/mo

Senior / specialist

Tax Breakdown

At median salary of $95,000

Gross Salary$95,000
Federal Tax(13.2%)โ€“$12,514
AZ State Taxโ€“$2,375
Social Securityโ€“$5,890
Medicareโ€“$1,378
Annual Take-Home$72,843
$6,070Monthly
$2,802Bi-Weekly
23.32%Effective Rate

Cost of Living in Tempe

Rent-to-income ratio (1BR)24.4% โ€” Comfortable

1BR Monthly Rent

$1,480/mo

2BR Monthly Rent

$1,850/mo

COL Index

1.12

Comfortable Rent Max

$1,517/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,070 ($72,840/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,035

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,821

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,214

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$36,420

Wants / year

$21,852

Savings / year

$14,568

Frequently Asked Questions

What is the average Occupational Therapist salary in Tempe?

The median Occupational Therapist salary in Tempe (AZ) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.

What is the take-home pay for a Occupational Therapist in Tempe?

At the median salary of $95,000, a Occupational Therapist in AZ takes home approximately $72,843 per year ($6,070/month) after federal and state taxes. The effective tax rate is 23.32%.

Can a Occupational Therapist afford rent in Tempe?

The average 1-bedroom rent in Tempe is $1,480/month. On the median Occupational Therapist salary, your rent-to-income ratio is 24.4%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,517/month at this salary).

How does cost of living affect Occupational Therapist salaries in Tempe?

Tempe has a cost-of-living index of 1.12 (1.00 = national average). Tempe is 12% more expensive than the US average, which reduces the real purchasing power of the Occupational Therapist salary.