Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Wilmington
Based on BLS OEWS data · DE · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$59,127
$4,927/mo
Entry to mid-level
Median
$95,000
Take-home:
$69,964
$5,830/mo
Typical salary
75th Percentile
$115,000
Take-home:
$82,714
$6,893/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Wilmington
1BR Monthly Rent
$1,350/mo
2BR Monthly Rent
$1,680/mo
COL Index
1.05
Comfortable Rent Max
$1,457/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,830 ($69,960/yr)
$2,915
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,749
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,166
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$34,980
Wants / year
$20,988
Savings / year
$13,992
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Wilmington?
The median Occupational Therapist salary in Wilmington (DE) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Wilmington?
At the median salary of $95,000, a Occupational Therapist in DE takes home approximately $69,964 per year ($5,830/month) after federal and state taxes. The effective tax rate is 26.35%.
Can a Occupational Therapist afford rent in Wilmington?
The average 1-bedroom rent in Wilmington is $1,350/month. On the median Occupational Therapist salary, your rent-to-income ratio is 23.2%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,457/month at this salary).
How does cost of living affect Occupational Therapist salaries in Wilmington?
Wilmington has a cost-of-living index of 1.05 (1.00 = national average). Wilmington is 5% more expensive than the US average, which reduces the real purchasing power of the Occupational Therapist salary.