Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Worcester
Based on BLS OEWS data · MA · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$59,359
$4,947/mo
Entry to mid-level
Median
$95,000
Take-home:
$70,468
$5,872/mo
Typical salary
75th Percentile
$115,000
Take-home:
$83,538
$6,962/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Worcester
1BR Monthly Rent
$1,800/mo
2BR Monthly Rent
$2,300/mo
COL Index
1.28
Comfortable Rent Max
$1,468/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,872 ($70,464/yr)
$2,936
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,762
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,174
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$35,232
Wants / year
$21,139
Savings / year
$14,093
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Worcester?
The median Occupational Therapist salary in Worcester (MA) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Worcester?
At the median salary of $95,000, a Occupational Therapist in MA takes home approximately $70,468 per year ($5,872/month) after federal and state taxes. The effective tax rate is 25.82%.
Can a Occupational Therapist afford rent in Worcester?
The average 1-bedroom rent in Worcester is $1,800/month. On the median Occupational Therapist salary, your rent-to-income ratio is 30.7%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,468/month at this salary).
How does cost of living affect Occupational Therapist salaries in Worcester?
Worcester has a cost-of-living index of 1.28 (1.00 = national average). Worcester is 28% more expensive than the US average, which reduces the real purchasing power of the Occupational Therapist salary.