Job Salary Guide · 2026
Physician Salary After Tax in Albuquerque
Based on BLS OEWS data · NM · Single filer
Physician Salary Range
25th Percentile
$190,000
Take-home:
$132,449
$11,037/mo
Entry to mid-level
Median
$235,000
Take-home:
$161,410
$13,451/mo
Typical salary
75th Percentile
$310,000
Take-home:
$204,889
$17,074/mo
Senior / specialist
Tax Breakdown
At median salary of $235,000
Cost of Living in Albuquerque
1BR Monthly Rent
$1,150/mo
2BR Monthly Rent
$1,440/mo
COL Index
0.94
Comfortable Rent Max
$3,362/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $13,451 ($161,412/yr)
$6,726
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$4,035
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,690
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$80,706
Wants / year
$48,424
Savings / year
$32,282
Physician Salary in Other Cities
Frequently Asked Questions
What is the average Physician salary in Albuquerque?
The median Physician salary in Albuquerque (NM) is $235,000 per year based on BLS OEWS data. The 25th percentile is $190,000 and the 75th percentile is $310,000.
What is the take-home pay for a Physician in Albuquerque?
At the median salary of $235,000, a Physician in NM takes home approximately $161,410 per year ($13,451/month) after federal and state taxes. The effective tax rate is 31.31%.
Can a Physician afford rent in Albuquerque?
The average 1-bedroom rent in Albuquerque is $1,150/month. On the median Physician salary, your rent-to-income ratio is 8.5%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,362/month at this salary).
How does cost of living affect Physician salaries in Albuquerque?
Albuquerque has a cost-of-living index of 0.94 (1.00 = national average). Albuquerque is 6% cheaper than the US average, so the Physician salary goes further here than in high-cost metros.