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Job Salary Guide ยท 2026

Physician Salary After Tax in Fort Collins

Based on BLS OEWS data ยท CO ยท Single filer

Rent: ComfortableCOL Index: 1.18

Physician Salary Range

25th Percentile

$190,000

Take-home:

$133,120

$11,093/mo

Entry to mid-level

Median

$235,000

Take-home:

$162,556

$13,546/mo

Typical salary

75th Percentile

$310,000

Take-home:

$207,160

$17,263/mo

Senior / specialist

Tax Breakdown

At median salary of $235,000

Gross Salary$235,000
Federal Tax(20.2%)โ€“$47,463
CO State Taxโ€“$10,340
Social Securityโ€“$10,918
Medicareโ€“$3,408
Annual Take-Home$162,556
$13,546Monthly
$6,252Bi-Weekly
30.83%Effective Rate

Cost of Living in Fort Collins

Rent-to-income ratio (1BR)11.8% โ€” Comfortable

1BR Monthly Rent

$1,600/mo

2BR Monthly Rent

$2,000/mo

COL Index

1.18

Comfortable Rent Max

$3,386/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $13,546 ($162,552/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$6,773

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$4,064

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$2,709

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$81,276

Wants / year

$48,766

Savings / year

$32,510

Frequently Asked Questions

What is the average Physician salary in Fort Collins?

The median Physician salary in Fort Collins (CO) is $235,000 per year based on BLS OEWS data. The 25th percentile is $190,000 and the 75th percentile is $310,000.

What is the take-home pay for a Physician in Fort Collins?

At the median salary of $235,000, a Physician in CO takes home approximately $162,556 per year ($13,546/month) after federal and state taxes. The effective tax rate is 30.83%.

Can a Physician afford rent in Fort Collins?

The average 1-bedroom rent in Fort Collins is $1,600/month. On the median Physician salary, your rent-to-income ratio is 11.8%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($3,386/month at this salary).

How does cost of living affect Physician salaries in Fort Collins?

Fort Collins has a cost-of-living index of 1.18 (1.00 = national average). Fort Collins is 18% more expensive than the US average, which reduces the real purchasing power of the Physician salary.