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Job Salary Guide ยท 2026

Physician Salary After Tax in Raleigh

Based on BLS OEWS data ยท NC ยท Single filer

Rent: ComfortableCOL Index: 1.19

Physician Salary Range

25th Percentile

$190,000

Take-home:

$132,930

$11,078/mo

Entry to mid-level

Median

$235,000

Take-home:

$162,321

$13,527/mo

Typical salary

75th Percentile

$310,000

Take-home:

$206,850

$17,238/mo

Senior / specialist

Tax Breakdown

At median salary of $235,000

Gross Salary$235,000
Federal Tax(20.2%)โ€“$47,463
NC State Taxโ€“$10,575
Social Securityโ€“$10,918
Medicareโ€“$3,408
Annual Take-Home$162,321
$13,527Monthly
$6,243Bi-Weekly
30.93%Effective Rate

Cost of Living in Raleigh

Rent-to-income ratio (1BR)12.2% โ€” Comfortable

1BR Monthly Rent

$1,650/mo

2BR Monthly Rent

$2,100/mo

COL Index

1.19

Comfortable Rent Max

$3,381/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $13,527 ($162,324/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$6,764

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$4,058

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$2,705

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$81,162

Wants / year

$48,697

Savings / year

$32,465

Frequently Asked Questions

What is the average Physician salary in Raleigh?

The median Physician salary in Raleigh (NC) is $235,000 per year based on BLS OEWS data. The 25th percentile is $190,000 and the 75th percentile is $310,000.

What is the take-home pay for a Physician in Raleigh?

At the median salary of $235,000, a Physician in NC takes home approximately $162,321 per year ($13,527/month) after federal and state taxes. The effective tax rate is 30.93%.

Can a Physician afford rent in Raleigh?

The average 1-bedroom rent in Raleigh is $1,650/month. On the median Physician salary, your rent-to-income ratio is 12.2%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($3,381/month at this salary).

How does cost of living affect Physician salaries in Raleigh?

Raleigh has a cost-of-living index of 1.19 (1.00 = national average). Raleigh is 19% more expensive than the US average, which reduces the real purchasing power of the Physician salary.