Job Salary Guide · 2026
Psychiatrist Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Psychiatrist Salary Range
25th Percentile
$180,000
Take-home:
$125,025
$10,419/mo
Entry to mid-level
Median
$226,000
Take-home:
$155,688
$12,974/mo
Typical salary
75th Percentile
$290,000
Take-home:
$193,770
$16,148/mo
Senior / specialist
Tax Breakdown
At median salary of $226,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$3,243/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $12,974 ($155,688/yr)
$6,487
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$3,892
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,595
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$77,844
Wants / year
$46,706
Savings / year
$31,138
Psychiatrist Salary in Other Cities
Frequently Asked Questions
What is the average Psychiatrist salary in Cambridge?
The median Psychiatrist salary in Cambridge (MA) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.
What is the take-home pay for a Psychiatrist in Cambridge?
At the median salary of $226,000, a Psychiatrist in MA takes home approximately $155,688 per year ($12,974/month) after federal and state taxes. The effective tax rate is 31.11%.
Can a Psychiatrist afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Psychiatrist salary, your rent-to-income ratio is 23.9%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,243/month at this salary).
How does cost of living affect Psychiatrist salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Psychiatrist salary.