Job Salary Guide · 2026
Psychiatrist Salary After Tax in Frederick
Based on BLS OEWS data · MD · Single filer
Psychiatrist Salary Range
25th Percentile
$180,000
Take-home:
$125,115
$10,426/mo
Entry to mid-level
Median
$226,000
Take-home:
$155,548
$12,962/mo
Typical salary
75th Percentile
$290,000
Take-home:
$193,210
$16,101/mo
Senior / specialist
Tax Breakdown
At median salary of $226,000
Cost of Living in Frederick
1BR Monthly Rent
$1,600/mo
2BR Monthly Rent
$2,000/mo
COL Index
1.18
Comfortable Rent Max
$3,240/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $12,962 ($155,544/yr)
$6,481
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$3,889
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,592
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$77,772
Wants / year
$46,663
Savings / year
$31,109
Psychiatrist Salary in Other Cities
Frequently Asked Questions
What is the average Psychiatrist salary in Frederick?
The median Psychiatrist salary in Frederick (MD) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.
What is the take-home pay for a Psychiatrist in Frederick?
At the median salary of $226,000, a Psychiatrist in MD takes home approximately $155,548 per year ($12,962/month) after federal and state taxes. The effective tax rate is 31.17%.
Can a Psychiatrist afford rent in Frederick?
The average 1-bedroom rent in Frederick is $1,600/month. On the median Psychiatrist salary, your rent-to-income ratio is 12.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,240/month at this salary).
How does cost of living affect Psychiatrist salaries in Frederick?
Frederick has a cost-of-living index of 1.18 (1.00 = national average). Frederick is 18% more expensive than the US average, which reduces the real purchasing power of the Psychiatrist salary.