Job Salary Guide · 2026
Psychiatrist Salary After Tax in Montgomery
Based on BLS OEWS data · AL · Single filer
Psychiatrist Salary Range
25th Percentile
$180,000
Take-home:
$125,190
$10,433/mo
Entry to mid-level
Median
$226,000
Take-home:
$155,853
$12,988/mo
Typical salary
75th Percentile
$290,000
Take-home:
$193,935
$16,161/mo
Senior / specialist
Tax Breakdown
At median salary of $226,000
Cost of Living in Montgomery
1BR Monthly Rent
$950/mo
2BR Monthly Rent
$1,180/mo
COL Index
0.85
Comfortable Rent Max
$3,247/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $12,988 ($155,856/yr)
$6,494
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$3,896
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,598
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$77,928
Wants / year
$46,757
Savings / year
$31,171
Psychiatrist Salary in Other Cities
Frequently Asked Questions
What is the average Psychiatrist salary in Montgomery?
The median Psychiatrist salary in Montgomery (AL) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.
What is the take-home pay for a Psychiatrist in Montgomery?
At the median salary of $226,000, a Psychiatrist in AL takes home approximately $155,853 per year ($12,988/month) after federal and state taxes. The effective tax rate is 31.04%.
Can a Psychiatrist afford rent in Montgomery?
The average 1-bedroom rent in Montgomery is $950/month. On the median Psychiatrist salary, your rent-to-income ratio is 7.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,247/month at this salary).
How does cost of living affect Psychiatrist salaries in Montgomery?
Montgomery has a cost-of-living index of 0.85 (1.00 = national average). Montgomery is 15% cheaper than the US average, so the Psychiatrist salary goes further here than in high-cost metros.