Job Salary Guide · 2026
Psychiatrist Salary After Tax in Owensboro
Based on BLS OEWS data · KY · Single filer
Psychiatrist Salary Range
25th Percentile
$180,000
Take-home:
$126,825
$10,569/mo
Entry to mid-level
Median
$226,000
Take-home:
$157,948
$13,162/mo
Typical salary
75th Percentile
$290,000
Take-home:
$196,670
$16,389/mo
Senior / specialist
Tax Breakdown
At median salary of $226,000
Cost of Living in Owensboro
1BR Monthly Rent
$880/mo
2BR Monthly Rent
$1,100/mo
COL Index
0.82
Comfortable Rent Max
$3,290/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $13,162 ($157,944/yr)
$6,581
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$3,949
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,632
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$78,972
Wants / year
$47,383
Savings / year
$31,589
Psychiatrist Salary in Other Cities
Frequently Asked Questions
What is the average Psychiatrist salary in Owensboro?
The median Psychiatrist salary in Owensboro (KY) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.
What is the take-home pay for a Psychiatrist in Owensboro?
At the median salary of $226,000, a Psychiatrist in KY takes home approximately $157,948 per year ($13,162/month) after federal and state taxes. The effective tax rate is 30.11%.
Can a Psychiatrist afford rent in Owensboro?
The average 1-bedroom rent in Owensboro is $880/month. On the median Psychiatrist salary, your rent-to-income ratio is 6.7%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,290/month at this salary).
How does cost of living affect Psychiatrist salaries in Owensboro?
Owensboro has a cost-of-living index of 0.82 (1.00 = national average). Owensboro is 18% cheaper than the US average, so the Psychiatrist salary goes further here than in high-cost metros.