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Job Salary Guide ยท 2026

Psychiatrist Salary After Tax in St Louis

Based on BLS OEWS data ยท MO ยท Single filer

Rent: ComfortableCOL Index: 0.96

Psychiatrist Salary Range

25th Percentile

$180,000

Take-home:

$125,298

$10,442/mo

Entry to mid-level

Median

$226,000

Take-home:

$155,984

$12,999/mo

Typical salary

75th Percentile

$290,000

Take-home:

$194,098

$16,175/mo

Senior / specialist

Tax Breakdown

At median salary of $226,000

Gross Salary$226,000
Federal Tax(19.7%)โ€“$44,583
MO State Taxโ€“$11,004
Social Securityโ€“$10,918
Medicareโ€“$3,277
Annual Take-Home$155,984
$12,999Monthly
$5,999Bi-Weekly
30.98%Effective Rate

Cost of Living in St Louis

Rent-to-income ratio (1BR)9.2% โ€” Comfortable

1BR Monthly Rent

$1,200/mo

2BR Monthly Rent

$1,500/mo

COL Index

0.96

Comfortable Rent Max

$3,249/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $12,999 ($155,988/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$6,500

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$3,900

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$2,600

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$77,994

Wants / year

$46,796

Savings / year

$31,198

Frequently Asked Questions

What is the average Psychiatrist salary in St Louis?

The median Psychiatrist salary in St Louis (MO) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.

What is the take-home pay for a Psychiatrist in St Louis?

At the median salary of $226,000, a Psychiatrist in MO takes home approximately $155,984 per year ($12,999/month) after federal and state taxes. The effective tax rate is 30.98%.

Can a Psychiatrist afford rent in St Louis?

The average 1-bedroom rent in St Louis is $1,200/month. On the median Psychiatrist salary, your rent-to-income ratio is 9.2%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($3,249/month at this salary).

How does cost of living affect Psychiatrist salaries in St Louis?

St Louis has a cost-of-living index of 0.96 (1.00 = national average). St Louis is 4% cheaper than the US average, so the Psychiatrist salary goes further here than in high-cost metros.