Job Salary Guide · 2026
Surgeon Salary After Tax in Albany
Based on BLS OEWS data · NY · Single filer
Surgeon Salary Range
25th Percentile
$290,000
Take-home:
$190,782
$15,899/mo
Entry to mid-level
Median
$352,000
Take-home:
$225,378
$18,782/mo
Typical salary
75th Percentile
$470,000
Take-home:
$291,222
$24,269/mo
Senior / specialist
Tax Breakdown
At median salary of $352,000
Cost of Living in Albany
1BR Monthly Rent
$1,300/mo
2BR Monthly Rent
$1,620/mo
COL Index
1.03
Comfortable Rent Max
$4,695/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $18,782 ($225,384/yr)
$9,391
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$5,635
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$3,756
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$112,692
Wants / year
$67,615
Savings / year
$45,077
Surgeon Salary in Other Cities
Frequently Asked Questions
What is the average Surgeon salary in Albany?
The median Surgeon salary in Albany (NY) is $352,000 per year based on BLS OEWS data. The 25th percentile is $290,000 and the 75th percentile is $470,000.
What is the take-home pay for a Surgeon in Albany?
At the median salary of $352,000, a Surgeon in NY takes home approximately $225,378 per year ($18,782/month) after federal and state taxes. The effective tax rate is 35.97%.
Can a Surgeon afford rent in Albany?
The average 1-bedroom rent in Albany is $1,300/month. On the median Surgeon salary, your rent-to-income ratio is 6.9%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($4,695/month at this salary).
How does cost of living affect Surgeon salaries in Albany?
Albany has a cost-of-living index of 1.03 (1.00 = national average). Albany is 3% more expensive than the US average, which reduces the real purchasing power of the Surgeon salary.