Job Salary Guide · 2026
Surgeon Salary After Tax in Elizabeth
Based on BLS OEWS data · NJ · Single filer
Surgeon Salary Range
25th Percentile
$290,000
Take-home:
$191,923
$15,994/mo
Entry to mid-level
Median
$352,000
Take-home:
$226,817
$18,901/mo
Typical salary
75th Percentile
$470,000
Take-home:
$293,227
$24,436/mo
Senior / specialist
Tax Breakdown
At median salary of $352,000
Cost of Living in Elizabeth
1BR Monthly Rent
$1,800/mo
2BR Monthly Rent
$2,300/mo
COL Index
1.28
Comfortable Rent Max
$4,725/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $18,901 ($226,812/yr)
$9,451
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$5,670
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$3,780
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$113,406
Wants / year
$68,044
Savings / year
$45,362
Surgeon Salary in Other Cities
Frequently Asked Questions
What is the average Surgeon salary in Elizabeth?
The median Surgeon salary in Elizabeth (NJ) is $352,000 per year based on BLS OEWS data. The 25th percentile is $290,000 and the 75th percentile is $470,000.
What is the take-home pay for a Surgeon in Elizabeth?
At the median salary of $352,000, a Surgeon in NJ takes home approximately $226,817 per year ($18,901/month) after federal and state taxes. The effective tax rate is 35.56%.
Can a Surgeon afford rent in Elizabeth?
The average 1-bedroom rent in Elizabeth is $1,800/month. On the median Surgeon salary, your rent-to-income ratio is 9.5%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($4,725/month at this salary).
How does cost of living affect Surgeon salaries in Elizabeth?
Elizabeth has a cost-of-living index of 1.28 (1.00 = national average). Elizabeth is 28% more expensive than the US average, which reduces the real purchasing power of the Surgeon salary.