$

Job Salary Guide ยท 2026

Surgeon Salary After Tax in Kearney

Based on BLS OEWS data ยท NE ยท Single filer

Rent: ComfortableCOL Index: 0.82

Surgeon Salary Range

25th Percentile

$290,000

Take-home:

$192,002

$16,000/mo

Entry to mid-level

Median

$352,000

Take-home:

$227,224

$18,935/mo

Typical salary

75th Percentile

$470,000

Take-home:

$294,260

$24,522/mo

Senior / specialist

Tax Breakdown

At median salary of $352,000

Gross Salary$352,000
Federal Tax(24.9%)โ€“$87,497
NE State Taxโ€“$19,889
Social Securityโ€“$10,918
Medicareโ€“$5,104
Annual Take-Home$227,224
$18,935Monthly
$8,739Bi-Weekly
35.45%Effective Rate

Cost of Living in Kearney

Rent-to-income ratio (1BR)4.6% โ€” Comfortable

1BR Monthly Rent

$880/mo

2BR Monthly Rent

$1,100/mo

COL Index

0.82

Comfortable Rent Max

$4,733/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $18,935 ($227,220/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$9,468

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$5,681

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$3,787

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$113,610

Wants / year

$68,166

Savings / year

$45,444

Frequently Asked Questions

What is the average Surgeon salary in Kearney?

The median Surgeon salary in Kearney (NE) is $352,000 per year based on BLS OEWS data. The 25th percentile is $290,000 and the 75th percentile is $470,000.

What is the take-home pay for a Surgeon in Kearney?

At the median salary of $352,000, a Surgeon in NE takes home approximately $227,224 per year ($18,935/month) after federal and state taxes. The effective tax rate is 35.45%.

Can a Surgeon afford rent in Kearney?

The average 1-bedroom rent in Kearney is $880/month. On the median Surgeon salary, your rent-to-income ratio is 4.6%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($4,733/month at this salary).

How does cost of living affect Surgeon salaries in Kearney?

Kearney has a cost-of-living index of 0.82 (1.00 = national average). Kearney is 18% cheaper than the US average, so the Surgeon salary goes further here than in high-cost metros.