$

Job Salary Guide ยท 2026

Civil Engineer Salary After Tax in Providence

Based on BLS OEWS data ยท RI ยท Single filer

Rent: ModerateCOL Index: 1.18

Civil Engineer Salary Range

25th Percentile

$72,000

Take-home:

$56,338

$4,695/mo

Entry to mid-level

Median

$92,000

Take-home:

$69,512

$5,793/mo

Typical salary

75th Percentile

$118,000

Take-home:

$86,568

$7,214/mo

Senior / specialist

Tax Breakdown

At median salary of $92,000

Gross Salary$92,000
Federal Tax(12.9%)โ€“$11,854
RI State Taxโ€“$3,596
Social Securityโ€“$5,704
Medicareโ€“$1,334
Annual Take-Home$69,512
$5,793Monthly
$2,674Bi-Weekly
24.44%Effective Rate

Cost of Living in Providence

Rent-to-income ratio (1BR)27.6% โ€” Moderate

1BR Monthly Rent

$1,600/mo

2BR Monthly Rent

$2,000/mo

COL Index

1.18

Comfortable Rent Max

$1,448/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,793 ($69,516/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,897

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,738

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,159

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$34,758

Wants / year

$20,855

Savings / year

$13,903

Frequently Asked Questions

What is the average Civil Engineer salary in Providence?

The median Civil Engineer salary in Providence (RI) is $92,000 per year based on BLS OEWS data. The 25th percentile is $72,000 and the 75th percentile is $118,000.

What is the take-home pay for a Civil Engineer in Providence?

At the median salary of $92,000, a Civil Engineer in RI takes home approximately $69,512 per year ($5,793/month) after federal and state taxes. The effective tax rate is 24.44%.

Can a Civil Engineer afford rent in Providence?

The average 1-bedroom rent in Providence is $1,600/month. On the median Civil Engineer salary, your rent-to-income ratio is 27.6%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,448/month at this salary).

How does cost of living affect Civil Engineer salaries in Providence?

Providence has a cost-of-living index of 1.18 (1.00 = national average). Providence is 18% more expensive than the US average, which reduces the real purchasing power of the Civil Engineer salary.