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Job Salary Guide ยท 2026

Psychiatrist Salary After Tax in Eugene

Based on BLS OEWS data ยท OR ยท Single filer

Rent: ComfortableCOL Index: 1.13

Psychiatrist Salary Range

25th Percentile

$180,000

Take-home:

$119,567

$9,964/mo

Entry to mid-level

Median

$226,000

Take-home:

$148,505

$12,375/mo

Typical salary

75th Percentile

$290,000

Take-home:

$183,727

$15,311/mo

Senior / specialist

Tax Breakdown

At median salary of $226,000

Gross Salary$226,000
Federal Tax(19.7%)โ€“$44,583
OR State Taxโ€“$18,483
Social Securityโ€“$10,918
Medicareโ€“$3,277
Annual Take-Home$148,505
$12,375Monthly
$5,712Bi-Weekly
34.29%Effective Rate

Cost of Living in Eugene

Rent-to-income ratio (1BR)12.1% โ€” Comfortable

1BR Monthly Rent

$1,500/mo

2BR Monthly Rent

$1,880/mo

COL Index

1.13

Comfortable Rent Max

$3,093/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $12,375 ($148,500/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$6,188

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$3,713

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$2,475

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$74,250

Wants / year

$44,550

Savings / year

$29,700

Frequently Asked Questions

What is the average Psychiatrist salary in Eugene?

The median Psychiatrist salary in Eugene (OR) is $226,000 per year based on BLS OEWS data. The 25th percentile is $180,000 and the 75th percentile is $290,000.

What is the take-home pay for a Psychiatrist in Eugene?

At the median salary of $226,000, a Psychiatrist in OR takes home approximately $148,505 per year ($12,375/month) after federal and state taxes. The effective tax rate is 34.29%.

Can a Psychiatrist afford rent in Eugene?

The average 1-bedroom rent in Eugene is $1,500/month. On the median Psychiatrist salary, your rent-to-income ratio is 12.1%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($3,093/month at this salary).

How does cost of living affect Psychiatrist salaries in Eugene?

Eugene has a cost-of-living index of 1.13 (1.00 = national average). Eugene is 13% more expensive than the US average, which reduces the real purchasing power of the Psychiatrist salary.